Retirement

Retirement

Your Great Next Phase of Life!

Our purpose at Next Phase of Life is to provide you with relevant information and resources to help you have a purposful and fullfilling retirement. Retirement should not just be about not working, it really should be about one of the greatest phases of your life. On this page alone you will find over 12 articles about retirement, including articles on When to Retire, Financial Retirement Planning, Achieving Financial Security, Retirement Travel Secrets and many more.

Free - Your Guide to a Better Next Phase of Life

Over 12 Articles About Retirement and Pre-Retirement

Below you will find over 12 articles about retirement, including articles on When to Retire, Financial Retirement Planning, Achieving Financial Security, Retirement Travel Secrets and many more.

In addition to over 12 articles about retirement below, see our other pages for more specific articles on Retirement Activities & Hobbies, Retirement Community & Relationships, Retirement Financial, Retirement Health & Wellness and Retirement Motivation & Inspiration.

5 Retirement Planning Mistakes

5 Retirement Planning Mistakes

Here are five retirement planning mistakes and how to deal with them, courtesy of ColoradoSpringsOver50.com.

1 – Be careful in putting all your investments (nest egg) in one basket

A planned well-diversified portfolio facilitates positive performance of some investments and can  balance out poor performance of others investments. The mix of investments in different asset classes (e.g., stocks, bonds, real estate) help keep your retirement goals on track even when one investment goes through and downsizing period. read more…

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Are You Scared About Retirement? – Here are Five Ways to Get Unscared!

Are You Scared About Retirement? – Here are Five Ways to Get Unscared!

Yes, I know that “unscared” is not a real word – but it fits the purpose of this article – especially if you happen to be scared about retirement. Let’s face it, while retirement can be exciting, it can also be a bit daunting, with some unique challenges and pitfalls to avoid. Here are a few reasons why you might be legitimately scared about retirement, along with potential solutions. read more…

Reconciling our retirement dates and dreams

Reconciling our retirement dates and dreams

Note: we are happy to bring you this article because it showcases the types of issues many couples face when planning their retirement dates. You can find many more articles from Brian Jones at https://brianjonesdiary.com/.

Reconciling our retirement dates and dreams

My wife dropped the bombshell last night that she was considering putting off her retirement to “somewhere between 60 and 65”. read more…

Everything You Need To Know About Retirement Home Equity

Everything You Need To Know About Retirement Home Equity

Home financing options and mortgage terminology can be confusing. Plus, people’s home financing needs change with age and vary in different stages of life. Understanding retirement home equity is an important key to finding financial success in retirement.

Equity is the portion of your home’s value minus the mortgage balance that you accrue over time. When you get a home loan, the bank owns the majority of the home and they charge interest to borrow that money. read more…

Understanding Your Personal Balance Sheet

Understanding Your Personal Balance Sheet

A personal financial balance sheet shows you a snapshot of your financial health: how much money and assets you have, how much debt and liabilities you have, and what your net worth is when you subtract your liabilities from your assets.

Unlike a budget where you track how much money is coming in as income and how much money is going out as expenses, a balance sheet tracks how much you have at a fixed point in time. Even businesses, the government, and non-profits use a balance sheet to measure their financial strength. read more…

9 Signs You Are Ready to Retire

9 Signs You Are Ready to Retire

Occasionally, I’m asked by readers and personal contacts, “When do I know that I am ready to retire?”. My immediate reaction is: don’t worry, you will know. While this is true for some, for others, they are not sure when the right time is, and just sort of play it by ear. Sometimes, the decision is made for us, by a company that no longer wants our services. If this happens to you, perhaps you are a victim of ageism in the workplace. Or, there may be a triggering event, like the deterioration of your health or that of a spouse or close family member. However, like most things in life, it is better if retirement is an intentional event, not one foisted upon us by circumstances. read more…

Now or never? Deciding when to retire

Now or never? Deciding when to retire

Publisher’s note: This Retirement Voices blog post by Roxanne Jones, explores factors that go into making her personal decision about when to retire.

I’ve been working for (gulp!) 50 years, the last 25 as a freelance medical writer. I’m fortunate to have developed a stable of clients who give me regular work. To keep my sanity, I sometimes even have to turn down projects. It’s a good problem to have.

But juggling constant multiple deadlines is getting old. I’m 66, and the “life is short” refrain is getting louder and more insistent. read more…

Five Retirement Landmines You Must Avoid

Five Retirement Landmines You Must Avoid

You can read lots of articles, listen to podcasts and watch videos on what to do to create an ideal retirement. That’s great but you can hurt your golden years by not paying attention to some potential retirement landmines – danger zones that can sink even thoughtful retirement plans.

Here are  five retirement landmines to avoid: read more…

Financial Retirement Planning: Don’t Outlive Your Money

Financial Retirement Planning: Don’t Outlive Your Money

Retirement financial planning is crucial because many Americans are at risk to outlive their money. Or at the least they risk having to make sacrifices and live below their preferred standard of living. Some are worried about even making it to retirement. In fact, according to a study by the Boston College, “one in three baby boomers don’t think they’ll ever be able to retire.” read more…

Mapping Out a Fulfilling Retirement

Mapping Out a Fulfilling Retirement

Note: this article about achieving a fulfilling retirement originally appeared Feb 20, 2020 at the Squared Away Blog and is republished with permission of the author, Kim Blanton.

One might say that baby boomers on the cusp of retiring come in two varieties. Some cannot wait to retire and already have a plan. For others, the unknowns fill them with dread.

How will I occupy my days? read more…

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Next Phase of Life The Guide

Free! - Your Guide to a Better

Next Phase of Life!

A Collection of Expert Information and Inspiration designed to help you navigate the complexities of pre-retirement and retirement.

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