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Helping You to Create an Ideal Retirement
5 Retirement Planning Mistakes
Here are five retirement planning mistakes and how to deal with them, courtesy of ColoradoSpringsOver50.com.
1 – Be careful in putting all your investments (nest egg) in one basket
A planned well-diversified portfolio facilitates positive performance of some investments and can balance out poor performance of others investments. The mix of investments in different asset classes (e.g., stocks, bonds, real estate) help keep your retirement goals on track even when one investment goes through and downsizing period. read more…
Are You Scared About Retirement? – Here are Five Ways to Get Unscared!
Yes, I know that “unscared” is not a real word – but it fits the purpose of this article – especially if you happen to be scared about retirement. Let’s face it, while retirement can be exciting, it can also be a bit daunting, with some unique challenges and pitfalls to avoid. Here are a few reasons why you might be legitimately scared about retirement, along with potential solutions. read more…
Eight Ways to Boost Your Personal Value
One of the unfortunate aspects of facing retirement, or getting older for that matter, is the tendency to lose our sense of personal value. Our work doesn’t require our services, our friends may drift away, our adult children are mostly self-sufficient and perhaps we even feel as if our thoughts and presence are now unwanted. Perhaps we now depend on those who used to depend on us.
It’s not unusual to sense a loss of personal value in the retirement phase of life, but this does not have to be the case. read more…
Reconciling our retirement dates and dreams
Note: we are happy to bring you this article because it showcases the types of issues many couples face when planning their retirement dates. You can find many more articles from Brian Jones at https://brianjonesdiary.com/.
Reconciling our retirement dates and dreams
My wife dropped the bombshell last night that she was considering putting off her retirement to “somewhere between 60 and 65”. read more…
Everything You Need To Know About Retirement Home Equity
Home financing options and mortgage terminology can be confusing. Plus, people’s home financing needs change with age and vary in different stages of life. Understanding retirement home equity is an important key to finding financial success in retirement.
Equity is the portion of your home’s value minus the mortgage balance that you accrue over time. When you get a home loan, the bank owns the majority of the home and they charge interest to borrow that money. read more…
Stop Being Judgmental and Boost Your Happiness
First, let me start with a confession. I wrote this article about how to stop being judgmental because I have this tendency in my own life. Does this ring a bell with you? Judgmentalism is a common human trait that sometimes grows as we get older. And no, I am not one of those who yell at the kids to “Get off my yard” out my front window. First of all, because we are not located where kids are likely to play in our front yard, and second, because I would probably go out and join them. read more…
Avoid Boredom In Retirement
Avoid Boredom In Retirement
“I don’t think I’ll ever retire. I don’t know what I’d do all day.”
Have you ever had anyone say that to you? I suspect you have, given how common this sentiment is among people of retirement age. Many people love their work and worry that they’d be bored without the daily activity their job provides. Unfortunately, even if you love your work, there will likely come a day when you’ll retire, whether by choice or by circumstances outside your control. read more…
Choose Your Retirement Tribe Carefully – the Power of Community
Of the many decisions people make going into retirement, the choice of one’s “retirement tribe” is often the most neglected. Lots of thought may be given to issues like finances (do we have enough?), health (will I have energy for the journey?), residence (where are we going to hang our hats?), and so forth.
So, what do I mean by “retirement tribe”? Simply the people that you will see or talk to on a regular basis for the purposes of support or recreation. read more…
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